Business

Cash Flow Calculator

Calculate Net Cash Flow.

Input Values

Adjust parameters below

01,000,000
01,000,000
RESULT
Net Cash Flow
$10,000
MONEY

How It Works

Guide and Formula

Cash Flow Calculator

Cash flow measures the net amount of cash moving in and out of your business.

Cash Flow Formula:

\text{Net Cash Flow} = \text{Total Inflow} - \text{Total Outflow}

Understanding Cash Flow

Positive Cash Flow: More money coming in than going out (healthy)
Negative Cash Flow: More money going out than coming in (concerning)

Cash Inflow Examples

Sales revenue
Loan proceeds
Investment income
Accounts receivable collections

Cash Outflow Examples

Operating expenses (rent, salaries)
Loan repayments
Inventory purchases
Taxes paid

Important

Cash flow ≠ Profit. Profit is accounting income; cash flow is actual money movement.

?FAQs

What's the difference between cash flow and profit?

Profit includes non-cash items (depreciation, receivables). Cash flow only tracks actual money movement. A profitable business can still have negative cash flow if customers don't pay on time.

Why is cash flow important?

Cash flow pays bills, salaries, and expenses. Positive cash flow means you can cover obligations. Negative cash flow can lead to insolvency even if profitable.

How can I improve cash flow?

Accelerate receivables (invoice promptly, offer early payment discounts), delay payables (negotiate terms), maintain cash reserves, and monitor cash flow regularly.

Cash Flow Calculator - EasyCalcHub