Lump Sum Calculator
Calculate returns on your one-time mutual fund investment.
Input Values
Adjust parameters below
5,00010,000,000
₹
130
%
140
Ys
RESULT
Maturity Value
$310,585
MONEY
Wealth Gained
$210,585How It Works
Guide and Formula
Lumpsum Investment Growth
A lumpsum investment is a single, one-time payment. This calculator shows how your money grows via compounding.
Formula:
FV = P \times (1 + r)^n
Even a small difference in return rate r can make a huge difference over n years due to compounding.
Strategy
Lumpsum investments are best when markets are low (undervalued), whereas SIP is better for volatile markets.
?FAQs
Is Lumpsum better than SIP?
Lumpsum works best when you have a large corpus and markets are rising. SIP is safer for minimizing risk.
Where should I invest lumpsum money?
Depends on your goal: Debt funds for short term, Equity funds for long term (>5 years) wealth creation.