NPS Calculator
Plan your retirement with the National Pension System (NPS) value estimator.
Input Values
Adjust parameters below
500100,000
₹
520
%
1860
Ys
RESULT
Total Corpus
$19,141,384
MONEY
Invested
$2,100,000How It Works
Guide and Formula
National Pension System (NPS)
NPS is a voluntary retirement savings scheme designed to enable systematic savings.
How it Helps
Market Linked Returns: Option to invest in Equity (E), Corporate Bonds (C), and Govt Securities (G).
Tax Benefits: Additional deduction of ₹50,000 u/s 80CCD(1B) over and above 80C.
Low Cost: One of the lowest cost pension management schemes in the world.
This calculator projects your corpus at age 60 based on your monthly contribution.
?FAQs
Is the entire NPS corpus tax-free?
At maturity (age 60), you can withdraw 60% of the corpus tax-free. The remaining 40% must be used to buy an annuity.
Can I withdraw NPS before 60?
Partial withdrawal (up to 25% of own contribution) is allowed for specific reasons like illness, marriage, or housing after 3 years.